Episode 23: Liens & Delinquencies Rising

September 22, 2026
Posted by: Marc Evangelista
Categories:

EPISODE DESCRIPTION

In this episode, hosts Steve Tinnelly and Ramona Acosta sit down with Corey Todd to discuss the growing reality of HOA delinquencies, liens, and financial pressure on California homeowners and associations. The conversation examines what is driving rising assessments, the impact of increasing operating and insurance costs, and what boards and homeowners should know about collections.

KEY POINTS

• Understanding the rise in HOA delinquencies and liens
• Factors driving higher assessments and special assessments
• The impact of insurance, inflation, maintenance, and reserve funding
• Why keeping assessments artificially low can create greater financial challenges
• Understanding when and why an HOA may record a lien
• The importance of consistent and effective collection practices
• Steps boards and homeowners can take when assessments become delinquent

ABOUT OUR GUESTS

Corey Todd, Esq. is an attorney with Tinnelly Law Group who focuses on community association law and brings extensive experience in civil litigation and financial services. He earned his J.D. from the University of San Diego School of Law and previously externed with the United States Bankruptcy Court for the Central District of California. Before joining Tinnelly Law Group, Corey represented financial institutions in matters involving commercial and residential property portfolios, giving him valuable experience in property related financial and legal issues.